Insurance & Risk Solutions
Products
Professional Indemnity Insurance
Protection from financial losses due to a lawsuit.
Directors & Officers Insurance
Coverage for the unique risks associated with leadership.
Medical Malpractice Insurance
Stay free to focus on patients and improve outcomes.
Professional Indemnity Insurance
Why Do You Need the Cover?
Companies today must operate within a growing array of complex laws, rules, and regulations, which increase the possibility of loss and consequent litigation. In nearly every industry, lawsuits against companies, management, or employees can affect business.
Wide Underwriting Capability
For some professions, it is compulsory to have professional liability to comply with regulations in the respective industries.
For others, although it is not a requirement, it is highly recommended, if the nature of the business is offering advice, knowledge, or skills as a service to third parties.
The professionals may include:
- Accountants
- Architects
- Business consultants
- Call centre professionals
- Charity professionals
- Education advisors
- Engineers
- Health and safety consultants
- Insurance brokers
- Lawyers
- Management consultants
- Public relations consultants
- Real estate brokers
- Trainers
Many other professionals can benefit from this insurance. If professional advice is offered, there is a need for professional indemnity insurance.
Why Do You Need the Cover?
Companies today must operate within a growing array of complex laws, rules, and regulations, which increase the possibility of loss and consequent litigation. In nearly every industry, lawsuits against companies, management, or employees can affect business.
Wide Underwriting Capability
Past, present, and future directors, officers, prescribed officers, and employees acting in a managerial or supervisory capacity with exposures to:
- Shareholders
- Stakeholders such as (but not limited to) competitors, creditors, employees, government, suppliers, and trade unions
- Any other affected party
Directors & Officers Insurance
Medical Malpractice Insurance
Why Do You Need the Cover?
Considering the nature of the procedures and diagnostics performed by medical practitioners and Allied healthcare professionals and the number of scenarios where negligence or an accident can occur, it is essential that individuals working in the medical industry have insurance should anything go wrong because of their actual or perceived negligence or malpractice.
Wide Underwriting Capability
Carrying this type of insurance is essential for practitioners and Allied healthcare professionals and is required by law in most countries. Professionals, apart from medical practitioners, who should consider this type of coverage include dentists, optometrists, nurses, and physical therapists, as well as those offering health services, such as (but not limited to) dietitians, occupational therapists, physical therapists, radiographers, respiratory therapists, and speech language pathologists.
